Esurance

Esurance might not have the history of GEICO or Progressive, both which operate largely online. But, what it lacks in tradition, it makes up for in innovative operational practices, including speedy claims and policy-writing processes. As a green company, Esurance also features environmentally-sound strategies and programs to reduce paper consumption, plant trees in fire-damaged forests, and mitigate the damage caused by CO2 pollution. Not bad for a company that is still relatively new to the auto insurance (and other insurance protection product) game.

Esurance is lauded for its 3-step policy process. Drivers simply quote, buy and print their policy directly from their printer. No waiting for delivery by mail. No hassles. No agents pushing unnecessary policy features or additional insurance protection products. With Esurance, policyholders, both current and prospective, simply enter the necessary information, receive a quote, decide whether or not purchase policy or go with another car insurance agency.

With Esurance, motorists get a free 6-minute quote in addition to instant comparison rates from real companies. At that point, prospective policyholders can simply choose the policy that best suits their needs and buy it directly online.

Esurance policyholders also benefit from an online claims process that features the impressive, real-time repairs monitoring program, E-star